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    Integration Guide

    Payment Gateway Setup for Saudi Arabian Businesses

    July 25, 20265 min readBy PayOrc Team

    Saudi Arabia's Digital Payment Transformation

    Saudi Arabia is rapidly transitioning to a cashless society under Vision 2030. The government mandates that 70% of transactions be digital by 2025, creating massive opportunities for businesses with the right payment infrastructure.

    SAMA Compliance Requirements

    The Saudi Arabian Monetary Authority (SAMA) regulates all payment services in the Kingdom. Payment providers must be SAMA-licensed, and businesses must comply with local data residency and anti-money laundering (AML) regulations.

    mada Network Integration

    mada is Saudi Arabia's national payment network, processing over 80% of debit card transactions. Integrating mada support is essential for any business operating in the Kingdom. PayOrc provides native mada integration with real-time authorization.

    BNPL: Tabby and Tamara

    Buy Now Pay Later (BNPL) is extremely popular in Saudi Arabia, with Tabby and Tamara being the dominant providers. These options can increase average order values by 30-50%. PayOrc's checkout integration supports both providers natively.

    Arabic Checkout Experience

    For maximum conversion in Saudi Arabia, offer an Arabic-language checkout. PayOrc's customizable checkout supports RTL (right-to-left) layout and Arabic language out of the box, ensuring a seamless experience for local customers.