PayOrc Product

Fraud Risk Engine

ML-powered fraud detection with configurable rules. Block fraudulent transactions before they cost you revenue and protect your business.

70%

Chargeback Reduction

<100ms

Response Time

99.5%

Detection Rate

24/7

Monitoring

PayOrc fraud risk engine product visual

Key Features

Everything you need to power your payments, all in one platform.

Machine Learning

AI models trained on millions of transactions detect fraud patterns in real-time.

Custom Rules

Set velocity checks, amount limits, geo-blocks, and more. Tailor protection to your business.

Real-Time Scoring

Every transaction scored instantly — block, flag, or allow. No delays, no friction.

Chargeback Protection

Reduce chargebacks by up to 70% with proactive detection and prevention.

Built for Every Business

Whatever your business model, we've got you covered.

E-Commerce

Protect against card testing, account takeover, and friendly fraud.

Digital Goods

Prevent instant fraud on downloadable products and services.

Marketplaces

Multi-layer protection for complex multi-party transactions.

How It Works

Get started in minutes, not months.

01

Configure Rules

Set thresholds and custom fraud rules

02

ML Analysis

Every transaction analyzed in real-time

03

Risk Scoring

Instant score determines action

04

Action Taken

Auto-block, flag for review, or allow

Ready to transform your payments?

Join hundreds of businesses already using PayOrc to power their payments.